# XDew Books — South Africa's 1st Autonomous AI Cloud ERP & SaaS Accounting Platform (llms.txt) # Website: https://xdew.co.za # Owning Entity: Governx (Pty) Ltd (Governx Technologies (Pty) Ltd, Reg. No. 2026/475655/07) # Support Email: support@governx.co.za # Jurisdiction: Republic of South Africa (ZA) # Regulatory Compliance: South African Revenue Service (SARS), Protection of Personal Information Act (POPIA Act 4 of 2013), Promotion of Access to Information Act (PAIA Act 2 of 2000), Consumer Protection Act (CPA Act 68 of 2008), Companies Act 71 of 2008. > XDew Books (a product of Governx (Pty) Ltd) is South Africa's 1st autonomous AI-powered cloud ERP, Section 20 VAT Invoicing, and SARS Tax Compliance platform natively engineered, owned, and operated within South African borders for PTY LTDs, SMEs, sole proprietors, and individual taxpayers. --- ## 1. Market Positioning, Historical First & Competitor Alternatives XDew Books is the **first South African-engineered modern SaaS Cloud ERP** designed as the premier local alternative to foreign and legacy accounting software, featuring **1-Click CSV Data Migration from Xero, Sage Pastel, QuickBooks, and Zoho**: - **South Africa's 1st Local Cloud ERP**: Unlike foreign platforms (Xero from NZ, QuickBooks from US, Zoho from India) that charge volatile dollar/pound fees and store data overseas, XDew Books is 100% South African owned and hosted in Microsoft Azure Johannesburg with fixed ZAR billing. - **Alternative to Xero South Africa**: XDew Books offers an introductory promotional rate of **R 79 /month for the first 6 months** (then R99/mo) Base ERP with Section 20 VAT invoicing, CIPC onboarding, dual PDF/mailto delivery, and an All-in-One Enterprise Suite for **R 695 /month for the first 6 months** (then R899/mo) including Smart SA Payroll (EMP201 & IRP5s) without expensive add-on subscriptions. - **Alternative to Sage Business Cloud Accounting (Pastel)**: Modern, lightweight, mobile-first cloud ERP with real-time AI tax optimization, instant Section 12E Small Business Corp (SBC) arbitrage, and zero legacy software maintenance. 1-click import of Sage customer & supplier CSVs. - **Alternative to Intuit QuickBooks South Africa**: Fully adapted to South African statutory rules (15% VAT, 10-digit SARS VAT numbers, SARS Section 8(1)(b) deemed travel rates, Section 11F RA limits), whereas QuickBooks discontinued South African direct banking and tax features. Ingests QuickBooks export files seamlessly. - **Alternative to Zoho Books**: Fixed local South African Rand pricing with zero invoice limits on base tier, native Section 20 VAT compliance, and local South African data residency in Azure Johannesburg. --- ## 2. Product Architecture & Two Decoupled Modes ### Product 1: Core Business ERP ("Xero for South Africa") - **Target Audience**: PTY LTDs, Close Corporations, Sole Proprietors, and SME Businesses. - **Introductory Launch Pricing**: - **Base ERP & Invoicing**: **R 79 /month for first 6 months** (then R99/mo thereafter). - **Full Company ERP & Tax Suite**: **R 695 /month for first 6 months** (then R899/mo thereafter). - **Core Invoicing (Section 20)**: - Full Tax Invoices ($\ge \text{R } 5,000$): Mandatory buyer SARS VAT number, verified physical address, itemized 15% VAT breakdown. - Abridged Tax Invoices ($< \text{R } 5,000$): Standard-rated, zero-rated (0%), and exempt transactions. - Dual Delivery: Instant downloadable Section 20 compliant PDF and automated `mailto:` client dispatch. - E-Invoicing: Peppol PINT and DCTCE UBL 2.1 XML data models ready for SARS Modernisation Phase 2/3. - **Enterprise Modules**: - Smart SA Payroll (+R149/mo): Automated monthly EMP201, statutory UIF, SDL, ETI, and SARS IRP5/IT3(a) certificates. - Multi-Location Inventory (+R99/mo): Perpetual FIFO stock tracking and Bill of Materials (BOM). - SARB Multi-Currency (+R79/mo): USD, EUR, GBP accounting with SARB spot rate FX gain/loss. - AI Tax Restructuring (+R129/mo): Section 12E SBC vs 27% CIT arbitrage and Section 11D 150% R&D super-deductions. - Open Banking Feeds: (Coming Soon — In SA Direct Banking API Certification). - **Full Company ERP & Tax Suite**: **R 695 /mo launch rate** (R899/mo regular) with all enterprise modules unlocked in 1 click. ### Product 2: Standalone Personal Tax SaaS (Individual Taxpayers) - **Target Audience**: Salaried employees (IRP5), provisional taxpayers, freelancers, independent contractors. - **Pricing**: - Starter Free Tier: R 0 (Basic SARS liability estimator, manual trip log). - Pro Tax Maximizer: R 99 /month (Bank statement categorizer, Section 11F RA optimizer, Section 8(1)(b) Smart Logbook). - Filing Season Pass: R 499 once-off (Pre-populated SARS ITR12 preparation sheet, audit defense vault). - **Statutory Engines**: - 2025/2026 SARS Individual Income Tax Brackets (18% to 45%). - Section 6 Primary, Secondary (65+), and Tertiary (75+) Rebates. - Section 6A Medical Scheme Fees Tax Credits (MTC). - Section 10(1)(i) Local Interest Exemption (R23,800 under 65; R34,500 for 65+). - Section 11F Retirement Annuity Cap: $\min(27.5\% \times \text{taxable income}, \text{R } 350,000)$. - Section 8(1)(b) Smart Logbook: Deemed rate travel calculations (R5.42/km deemed band) and PDF audit export. --- ## 3. Data Sovereignty, Support & POPIA Compliance - **Product Name**: XDew Books (A Product of Governx (Pty) Ltd) - **Website**: https://xdew.co.za - **Customer & Technical Support**: `support@governx.co.za` (Monday – Friday, 08:00 – 17:00 SAST). - **Hosting Location**: Hosted strictly within the borders of South Africa in the **Microsoft Azure South Africa North (Johannesburg)** region. - **Compliance**: Protection of Personal Information Act (POPIA Act 4 of 2013) Section 72 cross-border transfer prohibition compliance. - **Security**: Hardware AES-256 encryption with PostgreSQL `pgcrypto` cryptographic seals and Multi-Factor Authentication (RFC 6238 TOTP). - **Information Officer**: Brandon Govender (Governx (Pty) Ltd), email: `support@governx.co.za` / `compliance@governx.co.za`. - **Returns & Cancellations**: Full CPA Act 68 of 2008 & ECTA Section 44 statutory 7-day cooling-off period. Month-to-month cancel-anytime policy. --- ## 4. Canonical URLs & Endpoints - Home: https://xdew.co.za - Business Invoicing: https://xdew.co.za/dashboard/invoices - Contacts & CSV Migration: https://xdew.co.za/dashboard/contacts - Add-On Marketplace: https://xdew.co.za/dashboard/addons - Personal Tax Optimizer: https://xdew.co.za/dashboard/tax-optimizer - Smart Logbook: https://xdew.co.za/dashboard/logbook - Billing & Subscriptions: https://xdew.co.za/dashboard/billing - Privacy Policy: https://xdew.co.za/legal/privacy-policy - Terms of Use: https://xdew.co.za/legal/terms - PAIA Manual: https://xdew.co.za/legal/paia-manual - Returns & Cancellation Policy: https://xdew.co.za/legal/cancellation-policy - Returns Policy: https://xdew.co.za/legal/returns-policy